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Maturity period 5 years for certificates issued on or after. No premature encashment possible. JavaScript is a standard programming language that is included to provide interactive features, Kindly enable Javascript in your browser.

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Never miss a great news story! Get instant notifications from Economic Times Allow Not now. All rights reserved.

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The aim of the scheme is to mobilize small savings by offering an investment with reasonable returns combined with income tax benefits. Balance in PPF account is not subject to attachment under any order or decree of court. Individuals who are residents of India are eligible to open their account under the Public Provident Fund, and are entitled to tax-free returns.

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Post office recurring deposits and monthly income scheme guarantee returns as interest rates are fixed. India Postwhich also deals with banking services, offers to its customers the option of recurring deposit RD accounts and monthly income scheme MIS accounts. With deposits in either of these schemes, you can not only increase your savings but also grow your wealth as your deposits will fetch an interest rate up to 7.

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Whatever we say about equity or any newly launched alternative investments, but we have more faith in Post Office or Bank FDs. But when it comes to premature closure of these schemes, only few have idea about the rules. Let us learn those rules today.

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Generally called "the post office" in India, it is the most widely distributed postal system in the world. Founded in by Lord Dalhousie who laid the foundation for the modern Indian postal service. It created the position Director General of post for the whole country.

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Started as a welfare scheme to provide benefits to the employees of the Postal department, PLI has really come a long way. It now offers its policies to a large number of state and central government departments such Nationalised Banks, Universities, Officers and staff of the Defence services, Government Aided Educational Institutions and Para-military forces, amongst a host of others. PLI is perhaps the only department that has spread its operations to several areas besides its regular mail distribution and collection services.

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Never miss a great news story! Get instant notifications from Economic Times Allow Not now. Of late several post office small savings investors were being denied the cheque for the maturity amount and were being asked to open savings account.

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